Family Care

I want to do better for my own kids

It is possible to do better than our parents did.

It’s possible to erase generations of wounds, raising our own children in homes of love, support, and stability. If you fear your kids are destined for a life of the same pain you grew up with, let me be clear. You can do better. Your family can have a different story. 

I know because I’m living proof.

My own parents both had difficult childhoods, and together they made specific, conscious choices to raise us differently than they had been raised. While our own family life was far from perfect, we grew up with love, laughter, encouragement, and grace.

I don’t mean to demean my grandparents or air sixty year-old dirty laundry. My four biological grandparents have long since passed, so I can’t ask them what caused them to make the choices they did. I have a feeling they were doing the best they could for their time, financial ability, and education. Nevertheless, things were difficult and my parents were not about to make the same mistakes.

Don’t you love the retro-hipster dad? He cracks me up.
Some days I think it cost Mom and Dad nearly everything they had– money, time, and sanity. But they stuck it out, no matter how grim things became, and now my siblings and I can still call the same phone number we’ve been dialing all our lives. Our two parents still pick up the phone in the house where we were raised.

Not many people can say that anymore, and that speaks to their dedication. Also, their pure stubbornness. But that’s another story for another time.

Here are the choices that changed our family’s future, plus a few I’ve seen work miracles in other families:

Get your family in church, and get involved.

Please don’t just drag your people into a pew at 10:30 on Sunday, then drag them back to the car at 11:32. I mean really go to church. Get to know your congregation. Sign up for ministries and a small group. Be part of the solution, not just the crabby people who gripe in the back row. Make daily Bible reading and prayer a part of your life.

The Holy Spirit has been mending broken families and relationships for a long time now, and your family is offered that same healing and love. If you have no idea of how to find that, a good, Bible-teaching church is the first place to look.

Get yourself help if you need it.

Do you struggle with depression or anxiety? Get some help. Your mental health is key to parenting well, and you aren’t doing this for you– you’re doing it for them. Your community has counselors, pastors, and psychologists who are trained and able to help you sort things out. Wouldn’t it be great to get through a day without the clouds of gloom or the shredded nerves of anxiety?

When you do get the help you need, follow through. Take the meds; keep going to counseling. Mental health is just like our regular health– it falls apart really fast if we don’t pay close attention.

Make your marriage a priority.

Our spouses cannot (and will not) survive decades of neglect while we focus on the kids. At best you’ll grow apart and find yourself sharing the house with a shocking stranger when the kids go to college. At worst you’re looking at years of fights, affairs, deceptions, and divorce.

Look at your spouse. Really look at him or her. Do you know what matters to them? What makes them sad, happy, or furious? Now ask yourself– do you even care anymore?

You will be doing your children a huge favor if you care, and then actually do something about it. Love your husband or wife for the person they are, not who you are determined to force them to be. Finding things in common, reasons to laugh, and joy in the daily drudgery will be something your children will take with them into their own marriages.

And do not underestimate the importance of time away together. Your kids will survive with Grandma or a friend while you go out to dinner or away for the weekend–lo, even a whole week. Do it, please. Your kid may scream a little while you leave them at the door, but a crying fit never killed a kid. But many a marriage has died because the kids became the priority.

Relentlessly prune selfishness.

I am a firm believer that all pain we cause others begins in one place: “Me first.” It’s the relentless kudzu of our souls, causing us to idolize ourselves, our comfort, and our personal happiness.

And listen, I’m the last mom on earth to advocate becoming your kid’s slave. We’re the parents; they’re the kids. We’re not here to meet their every whim until they become self-centered monsters who demand the world to fall at their feet.

Everyone needs time to themselves, a moment to drink a cup of coffee in peace, and time alone in the restroom. I’m not denying my love of tinkling in private.

mom spending time with kids

But selfishness is a greedy, destructive beast. It’s really the reason marriages fail, parents speak words they never should have uttered, and Child Protective Services will never run out of clients.

Before you:

  • speak– consider the effect it will have. Are the words kind, gentle, and true?
  • react– consider the experience of the person in front of you. What could they be facing right now that needs grace, not fury?
  • choose– consider the consequences. Is the decision wise, mature, and the best for all members of your home?
  • buy– consider the family finances. Will this be a blessing to everyone now and in the future?

You get the idea. Every choice has a consequence, and we get to choose our family’s experience at our hands. We have the ability to bring blessing or curses, joy or pain.

Your kids are watching you closely, and they’re directly feeling the fruit of your choices. You can do better for them. Your good decisions can rewrite their future, giving them the tools they need to be happy, successful adults.

Step by step, day by day, your family can have a wonderful, grace-filled life. I have all faith that you can give your kids the life they deserve.

(And I’ll be praying for you.)

 

 

 

 

Some Bad News About Your 2017 Goals

goals for the new year2017 is going to be a great year for you and your family, I just know it.

You’ve written down your 2017 goals, right? Maybe you’ve even come up with a spreadsheet to carefully lay out your entire plan. Month by month, you know what steps stand between you and Goals of Fabulousness.

That’s a real thing, you know–Goals of Fabulousness. And you shall reach them! I have all faith in you!

If your 2017 goals include lowering your debt and freeing yourself from financial bondage, I know that by December you’ll have made headway. Of course the unexpected might happen and you might not be able to totally reach your initial goal, but it’s okay– you’ll still be better off for having a plan and doing your best.

Maybe your 2017 goals include buying a new house or having a baby. We call these goals HUGE LIFE CHANGES. Good for you, sister. Go get ’em.

Maybe you just want a tidier house or a less crazy schedule. Fine! No one says your 2017 goals have to include a whole new life. Small goals are usually achievable, which makes them my favorite kind.

Okay, but here’s the bad news about your plans.

You can’t do it all. You can’t expect miracles, either. And this is okay.

Repeat after me:

My plans for the new year are just helpful guidelines to get me to the next place in life. It’s okay if I don’t experience a total life change. I will be kind to myself when things go awry.

Because let me assure you– things will go awry. Unexpected bills will show up, the pregnancy test might come back negative (or positive, which can be equally upsetting), and the house purchase might fall through.

Reaching your goals is going to require sacrifice in some areas. If you want to run a marathon this year, you’re probably not going to have as much time to build strong friendships at your church. If you have twins, you’re probably not going to be able to finish your MBA this year. You might want to be able to manage everything you’re already doing plus add in these new plans, but something is going to have to give. Something will need to be cut out.

And this is okay.

Goals are great, don’t get me wrong.

They’re awesome and give structure to our vision. They help us build the life we dream of having. But sometimes we forget that our plans are there to serve us; we don’t have to be enslaved to them.

For years I thought that failure to reach a goal meant that I was a personal failure. I was enslaved to my own plans.

This was stupid and terribly, terribly misguided.

Of course I wanted to build up the savings account and pay down the debt and keep a perfect house and build blanket forts with my children, all while having a perfect marriage. But I am one human.

After many years I realized New Year’s resolutions don’t really mean a whole lot. You know what matters much, much more? Consistent self discipline. That’s the thing that really moves us from the lumps we are right now to the glorious future we envision for ourselves.

You were probably hoping for something much shinier, right? Something sparkly and exciting? And I give you consistent self-discipline as a guide. Bummer.

But please listen to this old woman’s many years of wisdom– it’s far better to have a small, reasonable goal and slowly, diligently meander your way there. The alternative is to drive yourself and everyone around you crazy while you strain for some unattainable perfection.

Please. I beg of you.

Be reasonable, be consistent, be diligent. I’m willing to bet your year and your life will be far better off this way. I want you to succeed and I know you can do it. I just want you sane at the end of the year. Sane and successful!

Before I leave you, let me give you a few recommendations. These are all books or products I have found to be helpful as I move from one place in life to the next. (All are affiliate links, beeteedubs.)

  • Start, by Jon Acuff. This book will help you “do work that matters.” Plus, Jon is hilarious.
  • The Life Changing Magic of Tidying Up, by Marie Kondo. I can feel a new session of decluttering coming. This house is driving me mad. Marie to the rescue– she’ll give us the step-by-step directions to get it all done.
  • Bullet Journal: This link takes you to a slightly different list maker than I use, but the premise is similar. Bullet journaling is a way of keeping all your papers and things in one place. I started one this summer and it has changed my life. No more yellow notepads all over the house!
  • Debt Proof Living, by Mary Hunt. Yes, you can totally revamp your family’s finances this year. Try Mary’s way. She’s smart and learned the hard way.

I know you can do it. Your 2017 goals are going to be fabulous. Let me know how it works out!

Jess

 

Dear Ladies: Don’t Forget Yourself This Christmas Season

Christmas for women

As I write this, Christmas is just a few breaths away. Women everywhere are on their last nerve.

Children are hardly able to eat, sleep, or concentrate at school with the looming holiday. I’m sure teachers are counting the milliseconds before they can release the little darlings into their parents’ care for the break.

Husbands are darting in and out of stores, finishing their shopping.

But the rest of Christmas is really up to us women, isn’t it? I don’t mean to sound resentful, but there would be no decorations, no food, no presents for Great Grandma, and no stocking stuffers if it wasn’t for us.

Let’s not get me started on Christmas cards. Is there a man on the planet who has ever said, “Gee, let’s pick out our outfits for our Christmas card photo shoot!”?

NO. THIS HAS NEVER HAPPENED IN THE HISTORY OF THE WORLD.

It’s up to us, dear women. Christmas is up to us.

It’s not that our families don’t care, it’s just that they sort of think these things appear magically. You know, maybe Santa brings them down the chimney with the gifts. It’s no surprise that we’re a little exhausted and cranky. We’re taking care of our normal activities, plus we’re trying to bake five special dishes to take to five different potlucks.

Lady friends, let’s show ourselves some grace this season. Let’s give our families the present of our very best selves– the rested, happy, not-crazy version of us.

It doesn’t have to be this hard.

So let’s go ahead and cheat a little for the potluck. Bring something from the deli. We’ll put it in a nice dish and smile mysteriously when they ask for the recipe.

When we get sick of wrapping presents, let’s stop. Hide those suckers, unwrapped, all over the house and tell the kids it’s a scavenger hunt.

When we run out of money, let’s give ourselves permission to STOP SHOPPING. It’s okay to have limited resources. It’s not okay to bankrupt ourselves in the name of Christmas joy.

The little kids probably want to sit next to us and look at the Christmas tree. They probably would enjoy making a snowman or decorating cookies together. They do not need professional level gingerbread villages or hand sewn pajamas.

The older kids want more time to nap and watch YouTube videos, so that’s easy enough. We can nap when they nap, just like when they were babies!

Women, sit down with a mug this Christmas

The husbands and the rest of the family would probably appreciate it if we’d stop snapping their heads off. So let’s sit down with a nice mug of something warm and give ourselves a break.

(If it’s been an especially long day, a wee glass of wine might not hurt, either.)

Let’s go back two thousand years.

Remember back to the original Christmas, when Mary had the most beautiful experience ever. It was held in a literal barn. There was no potluck or Christmas tree or ugly sweater contest. She did not festoon the manger with twinkle lights or hand-embroider stocking decorations.

Mary had a quiet, holy night, contemplating God’s gift to the world. She held Salvation in her arms and nursed him at her breast.

Let’s not miss the beauty of the season by trying to make everything beautiful. It already is. It’s already the most blessed, holy holiday we have, partly because a woman was willing to allow God to work through her.

We still have the opportunity to let God work through us in this season. May we be open, willing, and rested enough to follow where he leads us.

 

Set Goals for Your Family: 5 key factors in making great decisions

“How do we set goals for our family? It seems like we have so many things we want to do, and we don’t know where to start!”

Last week I posted about the Tightwad Gazette, a book that encourages families to set their most important goals and then gives them frugal tools to reach them. A friend of mine had some questions about the goal-setting aspect of the post. She told me they have a ton of things they’d eventually like to do as a family, but they can’t do all of them. She isn’t sure what goals need to be thrown out and what ones need to be made a priority.

I gave her question some thought all week, and these are the five key ideas we’ve found helpful to set our own goals over eighteen years of marriage:

Pray about your goals.

There are obviously a million good things your family could do, but who’s to say which ones you should attempt?

I like to give God a voice in the proceedings. He has a vested interest in our lives, and he also has the clear vision of where we’re going.

Our family lives in this town, in this house, and in this school district because of questions we asked God more than thirteen years ago. Slowly and gradually, we’ve built a life here. Some days I wonder why, but deep in my bones I know we’re supposed to be exactly where we are.

There have been lots of times I’ve prayed about something and it seemed like God was asleep at the wheel, honestly. But now, looking back, I see his hand. His answer might not come quickly or audibly, but hindsight makes his presence and involvement clear.

Pay attention to recurring themes and dreams.

Good goals come back to you over and over again. They make an impression on you that grows a little deeper each time. You’ll begin to watch the people in your life, and you’ll notice when their choices result in disaster or blessing. You’ll start to notice a theme in what appeals to you and what it takes to reach those goals.

Maybe you want to be able to travel extensively when the kids are a little older. You may notice that families with five or more kids almost never travel further than the next county. Also, one income families probably have a hard time getting to Greece over the summer.

set family travel goals
Exhibit A: Here we have our sum total of two children, standing on a castle top overlooking the Irish countryside.

Or, maybe you want to homeschool your kids. You will probably notice that families who do this successfully rarely live in houses on Lake Michigan. Or, you may also notice their distinct lack of imported sports cars and wine cellars. You would correctly surmise that homeschooling requires intense time management and financial discipline. But you would also see the blessing in that decision, and you would decide it’s worth the struggle.

Notice what goals excite several members of your family, (especially you and your spouse).

I don’t want to say that the kids don’t count in goal setting, but they sort of don’t count. (Well, maybe they get a half vote.) But we’ve noticed that kids naturally adapt to their family environment, and it’s the parents who set that environment. For example, our kids think an afternoon of reading books while wrapped in snuggly blankets is perfectly wonderful. They don’t even hate our jazz.

Our nephews would probably pull their eyeballs from their sockets if they had to live with us. They’d seriously rather die. They’re used to afternoons running through the woods and geocaching and going on adventures.

So ignore the kids and turn to your spouse. Eric and I have each had all sorts of personal goals die a natural death with this test. For example, Eric spent his teenage years running snowmobiles all over their family farm. He might have planned a life like this, teaching our kids to do the same. But it turns out I hate being cold and driving loud equipment through snowy fields, and I wasn’t keen on spending that much money on the hobby. Owning a fleet of snowmobiles is not a Clemence Family goal. (As of this writing.) ((But Eric has a wild look in his eyes today, so we might end up with that fleet by the weekend.))

As for me, I had grown up in an old, white house on a farm. And Eric had gown up in an old, white house on a farm. Of course we’d do the same, right? NO. Turns out old farmhouses are DIY nightmares and we have no interest in mowing that much grass. We function best together in a new house on a quarter acre.

And we lovelovelove to travel as a family. That’s become our new family goal– where can we go next?

set family travel goals
Here we are (with Grandma!) in Ireland last fall. I KNOW it looks like any forest anywhere, but trust me. It’s an Irish forest.

Getting out of debt opens the doors to most of the other goals. Make it a priority.

Seriously. The world opens up when the debt is vanquished. All the best goals for your family hinge on financial freedom, and that requires as little debt as possible. If you need a bigger goal to motivate you through the debt payoff, fine. Dream big and wide. But be relentless about digging your way out of debt first, before you do anything else.

Focus on the short term goals, especially when your kids are young.

I used to plan ahead, and I mean way ahead. Like a decade. But that only exhausted me, because so many things can change in the next six months. It’s nuts to freak out over the next ten years. I think short term goals of a year are the most productive. And even then, I break those year-long goals down into quarters.

Once you have decided your family is complete, once you know you’re done with school and student loans, once you’ve found a community to call home, then the longer term goals begin to make more sense. But trying to plan for retirement or save for a second home makes no sense when you’re trying to decide if you’re having another baby or going back for a masters degree.

Keep yourself sane and stick with goals you can manage with what you know right now. You’ll feel more productive and in control when you’re not trying to manage ten years down the line.

Even after eighteen years of marriage…

Eric and I have still have a constantly evolving conversation about what our next goals are. We never feel like we have it perfectly planned out, and our friends often laugh out loud when we start talking about the future. We tend to bounce from one idea to another, at least verbally. I’m sure we seem like unstable weirdos pretty often.

Our lasting and most important goals, though, have gradually become clear as we’ve communicated, worked together, and been open to reformatting what we thought was the perfect plan. The next goal makes itself obvious, just in time. I bet you’ll probably find the same thing true in your life!

 

The Tightwad Gazette: Timeless Financial Advice for Your Family

What financial advice stands the test of time?

Financial advice must go beyond simple math lessons. The important stuff doesn’t have anything to do with cereal coupons or BOGO sales at the QuickMart. The best financial advice starts in our minds and hearts, giving us the right motivations and perspective on how we’re spending our money.

Years ago I was a fairly hysterical young wife and mother. And I mean hysterical in the “hey, that lady in the library’s budgeting section should be medicated,” not the “ha-ha, she’s funny kind of way.” 

I had a lot of goals for our family and we didn’t have buckets of gold dropping from the clouds. I turned my energy to learning everything I could about frugal living, budgeting, and stretching our income.

The dream that keeps on giving, I tell you

And this is where The Complete Tightwad Gazette  (*affiliate link) came into our lives, for better or worse. I found a copy in our little bitty library, a giant, 959-page tome of light shining into our financial situation. Amy Dacyczyn was a woman not unlike myself– a mother who wanted to raise her family in a certain way, and she was going to require some ninja-level skills to achieve her dreams.

Her dream was to have a big family (six kids!), live in the country in a charming old farmhouse, and not use daycare. This was a tall order, even back in the 80s and 90s.

The Complete Tightwad Gazette is a compilation of all her ninja-level frugal living skills, bound up for us today. But let’s be honest– we’re not living in 1992 anymore. Some of the advice in the book is now a bit laughable. For example, there are several entries on how to save money on stamps and envelopes. I can’t even imagine worrying about envelopes today. There’s also an article on saving money with CD membership programs, and some random advice on powdered milk.


So let’s skip all that and get right to the stuff that still applies to our lives today. Here’s the financial advice from Amy Dacyczyn that changed my life, and my family’s future. I’m confident this still applies for your family, too.

Set your family’s goals, then work relentlessly to meet them.

There’s no point to frugal living or budgeting if you don’t have a goal. Even if your plans are as simple as Save enough to pay off the last doctor’s visit, that’s fine. But the goals and the priorities are the place we all start.

It’s okay to live a counter cultural life to reach those goals.

Listen, it wasn’t normal to have a passel of kids and live in a huge old farmhouse in 1992, either. The Dacyczyns were weirdos even then. But they didn’t care. They were willing to wear garage-sale clothing and become DIY experts to live the life they envisioned. Nothing has changed in that regard.

It takes big and small sacrifices to reach the most important goals.

The most worthwhile goals require more than switching to the cheap toilet paper or using a coupon for coffee. We might have to severely limit our housing costs, our grocery bills, our insurance costs, and then still micromanage the tiny expenses.

It’s worth it in the end.

The Dacyczyns made their choices and lived with them happily. They got their big old farmhouse and raised their big old family there. They drank reconstituted powdered milk and ate produce from their own garden, exactly the way they wanted to live. Your goals might be completely different, but you can revel in your own success when you achieve what’s best for your family.

Those are my favorite bits of the Dacyczyn story. Sure, I benefited from their muffin recipe and giggled at the article on dumpster diving. But really, their life gave me the courage to set our own goals and then to be content with the sacrifices those goals required.

It’s what this entire blog is about, all these years later.

I hope you’ll pick up your own copy of the Tightwad Gazette, and let me know what works for you!


 

Encouragement for Young Wives and Mothers: You are doing a great job. You’re not goofing this up at all. Pinky Promise.

I’m here to give encouragement to young women of all kinds.

I write to all of you, whether you’re married, single, up to your ears in children, or not.

You have this in common: you’re twenty-something-ish,  you’re a female, and you’re quite, quite sure you’re making a huge mess of everything.

Your romantic life and/or marriage feels like it’s in a shambles. Every day is full of irritations and possibly screaming fights. Or maybe it’s full of…nothing. Mr. Perfect has not yet made his appearance. Something must be wrong with you.

Your career is nothing like what you thought it would be. Instead you have a gazillion dollars of student loans hanging from your neck while you sit in a gray cubicle too many hours a week. Or maybe you’re home with the children and the student loans hang around your neck, which is a super terrible combination to endure. You must have gone wrong somewhere.

Your home is absolutely coming apart at the seams. The carpet is old and dirty, none of the appliances match, and you can’t find where that smell is coming from. You really should be better at this. 

Your children appear to be hooligans in the making. You are fully convinced your efforts to parent are wasted, because obviously if you were doing it right you’d have angels and happiness and possibly unicorns dancing in and out of rainbows all day.

encouragement for wives and mothers

 

Dear friends, you are wrong about all of this. This is the encouragement you need.

I’m willing to guarantee that you feel like a mess and a failure, but in reality you’re doing just fine. 

I’m about to turn forty in a few weeks, and I had the luck to come of age when Pinterest wasn’t a thing. I wasn’t assaulted with perfect images of clean houses or twenty-nine crafts to do with my toddler on a rainy afternoon.

When it rained my toddlers and I muddled through the day, watched a lot of Baby Einstein, ate some crackers, and took a nap.

Guess what– those toddlers are now 13 and 11 and they’re becoming truly wonderful people. They were not emotionally stunted by my lackluster crafting schedule.

I didn’t feel like my house needed to look like a showcase, because Instagram wasn’t reminding me sixty-two different ways of how beautiful a home can look when actual people don’t live there.

Waaaaay back in the day, Facebook was used for fun things like pregnancy announcements and requests to borrow a chainsaw. We finally all got smartphones and then things got ugly, when we could show the world our children’s perfect Halloween costumes or how matchy-matchy our living room sets were. Date nights turned into an opportunity to prove how deeply, madly in love we are with our partners.

Welcome to my real life. This is how my coffee table looks most days.
Girls, I’m forty years old and my coffee table looks like this every day. We never get it all together. NOR DO WE NEED TO.

Let’s blame the smartphones

I think that’s when things began to go seriously downhill. I blame the smartphones for it all.

And you, my sweet sisters, are doing the hard work of becoming adults with a constant assault of this nonsense in your faces all day long. No wonder you feel tired and ashamed and mismatched.

What you need is a double dose of encouragement, right?

You’re doing great, I promise. You’re loving your family, you’re taking great care of your home, and you’re working really, really hard. Show yourself some grace and choose some reasonable standards instead of that nonsense on the screen. Go find an older friend and inhale her perspective like the breath of fresh air it will be.

Tell her you’re going crazy and you need some help. She’ll remember how hard early girlyhood can be, and she’ll help you straighten things right out.

And if all else fails, don’t forget to nap and eat some crackers when it rains.

Young moms– I wrote a book just for you! There’s a Green Plastic Monkey in My Purse is chock full of ridiculous stories and encouragement to get you through your days. Plus, there’s a ton of biblical advice in there, too. Click here to buy from Amazon!Encouragement for moms! There's a Green Plastic Monkey in My Purse

Family Stress? Here are some resources to help!

I don’t believe there has been a family relationship in the history of the world that’s stress free. In fact, of all the stresses we face, the very people we love the most often cause us the most angst. Who spends all our money? Who messes up our house? Who keeps us up all night? Who calls our very sanity into question on an hourly basis?

Family.

Blessed, blessed family.

I’d like to offer you wise counsel on how to manage your family relationships with as little stress as possible, but that’s not going to happen because 1) I am vastly unqualified for this responsibility and 2) there is no end to the kinds of family drama we all face. I could write for days and not scratch the surface.

family-stress

 

But have no fear. I’ve gathered an assortment of resources to help! I asked friends on Facebook for help, so many of these suggestions came from others. I hope you find exactly the thing you need to help your family succeed.

  • Focus on the Family and Family Life Today: Two classic resources for Christian families.
  • Jackie Bledsoe: His ministry is focused on building strong marriages. Check out his Date Night in a Box! It’s a free resource he offers on the site. (No, seriously. Go sign up for it right now. The “Drive-In Movie” suggestions are adorable and racy.)
  • The Happy Wives Club: Fawn Weaver’s a happy wife and she wanted to find other happy wives. She’s written a book called the Argument Free Marriage, and swears this is possible. (Eric and I are almost there, but we must admit to some intense conversations when we discuss whether or not the cat needs to continue living in our house.) ((Eric’s worried my plans to have the cat euthanized will “emotionally scar the children.”))
  • Care for the Family: My friend David recommended this site, and it has to be good because David’s been married for many years and has five children. He seems to have all his faculties firmly in tact at this point, so he must know something. (Also, the podcasts will help you perfect your British accent.)
  • Ministry Mom: Cheri Gamble’s website has resources to help us raise godly children. (Thanks for the suggestion, Barbara!)
  • Common Sense Media: I think we all have trouble monitoring the flood of media that comes at our family. My friend Jennifer recommends this website to help sort out the good, from the bad, from the worst.
  • The National Center for Biblical Parenting and Christian Mom Thoughts are two websites my friends Deb and Peter have used as they built a strong, united family.
  • Protect Young Minds: Pornography is way, way too easy to find in our own homes these days. This website helps us talk to our kids, and I’m so thankful my friend Scott brought it to my attention!

Thanks so much to all the readers who gave suggestions! If you have others, include them in the comments below.

And may your children behave tonight, may your spouse bring you flowers/not burn dinner/stop spending money, and may your cat not poop on the carpet again. May we all have stress-free evenings in our homes.

Amen.

***And also– I have an eBook for you, just Click Here! It’s a devotional on stress, so if these resources aren’t quite enough, let’s go try the Bible to see what it has to say. Wait. We should start with the Bible. But too often we don’t, and then we make the mess even messier. Let’s turn that around starting today!***

When the dark, black doom of math homework falls over your Monday afternoon

I’m standing in the kitchen right now, with one eyelid twitching and a migraine starting somewhere in the middle of my brain.

A few feet away from me, my husband and son are wrestling the most ghastly page of math homework we’ve seen to date. Every problem is taking us, two college educated adults, at least five minutes to figure out so we can help him. There’s multiplying and dividing and evening up and possibly sacrificing a goat.

Thankfully I had to step away from the situation to make dinner. I don’t know what’s going on over there, but no one is having a good time.

We love this child. We don’t want him to grow up to be a dullard, but I think maybe it’s time to consider career paths that don’t include fractions.

For example, ballerina. OSHA inspector. Race car driver, banana harvester, cowboy.

Perhaps gym teacher, barber, or even mail man.

Caleb says the race car driver seems pretty cool to him, but the banana harvester thing might be okay, too. Well, hallelujah. We’ve narrowed down our options.

Romans 8:26Parenting is going to be the death of me, I swear. How on earth am I going to move these children through middle school to adulthood? Is this even a possible thing that might occur? I see friends with older kids and those children are actually growing up and moving out. It seems like magic. I certainly don’t know the secret of making it happen.

But then again, I see our young friends who have little children, and they’re still staring down potty training like it’s a magic occurrence. They have no idea how to get those kids out of diapers and into the next stage of life. And all I can tell them is that you try and fail and try and fail about three hundred times, and then eventually the kid gets it.

All the stress of life seems to be insurmountable in the middle of the challenge, doesn’t it? Whether it’s math homework or potty training or ministry or career problems, the stress we’re currently facing might need a big of magic to get us through.

But what if we had something more powerful than mere magic? What if the power of God rested on us and the Holy Spirit was able to help us beyond human capabilities? Wouldn’t that be better than relying on our own strength or ingenuity?

(Yes.) ((The only answer to that is yes.))

As I’ve been writing, things have calmed down on the homework front. We’ve thrown in the towel for the night and written a note to the teacher to help us all out. WE NEED THE TEACHER TO HELP US OUT, pretty please and thank you.

And in regular life, the part of life that doesn’t include stupid fractions, we need the power of the Holy Spirit to get us through. So today, if you’re facing a giant stressful page of math homework that’s about to kill you, I suggest you take a break and pray about it.

And if you’re facing anything else, I’m quite convinced God is good at many things, even when they don’t involve the black doom of math homework. Write your metaphorical note to the teacher and ask for his help!

***Are you interested in an eBook to help you with your stress? I’ve written a little devotional just for you! Click Here!
And thanks for reading. I appreciate it so much.***

 

 

 

Money problems? Here are a ton of great resources for you!

I think most of us know we’re living in the most prosperous and fortunate society the world has ever seen. We understand that electricity and running water and furnaces are miracles we take for granted every day.

But this knowledge doesn’t help a family whose bank account is empty. Money problems don’t understand living in a prosperous society. When a person doesn’t know if she has enough money in the checking account to pay for the gas she needs to get to work– or, even worse, if her credit cards are also maxed out and she has absolutely no more options– it doesn’t really matter if she’s living in the first world. The pain is keen.

We can be very, very poor in the middle of very wealthy people. And that is stressful.

Even when our situations aren’t quite so dire, many of us face more outgo than income. And some of us have made terrible decisions and have to live with those consequences. No matter the cause, the stress is pretty much the same.

resources for financial problems

 

Luckily for us, there are tons and tons of great people who are ready to help. I’ve spent decades seeking out the best financial resources, and here are some of my old favorites and new finds.

  • Crown Financial Ministries: This is the best financial ministry I’ve found, and they have tons and tons of resources to help your family manage money in a God-honoring way.
  • Dave Ramsey: If you need someone to give you a swift kick in the pants to finally get your money under control, Dave’s willing to be that foot. Bless his blunt little heart.
  • His and Her Money: I just found this site last week and I love it so much. Talaat and Tai have a podcast, excellent advice, and– my favorite part– tons of success stories. The stories and interviews cover a wide range of salaries and debt amounts, which doubles the fun. Most of their interviews have links to new resources for financial management. You can spend all afternoon following rabbit trails of money advice around the internet!
  • iheartbudgets.net: What I love about Jacob is that he has the humility to admit he blew through $100,000 before he came to his senses. And now he tells us all about it, helping us avoid that same catastrophe. Read his story– it’s awesome.
  • sixfiguresunder.com: This family is working like crazy to pay off all of their debt from law school. They post their monthly progress right on the homepage, which is awesome, but they also have great articles about frugal living and budgeting.
  • modestmoney.com: If the above resources aren’t enough, this site has pages of other sites you might want to visit. You can stay busy for days just learning about personal finances.

Have I missed any of your favorites? Let me know!

College Debt: Yikes. (But here’s a good resource for us all!)

Have you noticed the rising problem of college debt lately?

Eric and I graduated from college many years ago, shortly after the horse and buggy fell out of fashion, but just before women won the right to vote. I believe Chester A. Arthur may have been President.

Just kidding. It was only about 17-15 years ago, depending on which one of us you’re quizzing over our educational history, and Clinton was definitely President. But in those years a lot has changed about college– mostly the price.

The kids and I spent some time at an educational Expo last week, so I’ve been in college planning mode for days. Our county now has a cooperative between the local school districts and the community college, giving our students an opportunity to dual enroll in high school and college classes. If they complete the program they leave a “5th” year of high school with an associates degree they don’t have to pay a dime for.

Not only is the degree completely free, the options are fabulous!

The kids will be able to tailor their studies to things they’re especially interested and gifted in, which is one trillion times better than slogging through some advanced math class they’ll never use again. It sounds like Kalamazoo County isn’t the only one doing this sort of Early Middle College, so check out the options where you live. It might save you $80,000,000.

Or whatever two years of college costs.

how to pay for collegeDon’t worry. We have a helpful book to the rescue.

But also, I found a book called Beating the College Debt Trapby Alex Chediak, (affiliate link) in our local library this weekend. If you have tweens or teens, just go ahead and buy the book. It’s written to the prospective students, giving them loads of advice on wise educational choices. Advice like this:

What’s at stake here? Nothing less than the rest of your life. Going to college is the most expensive decision you’ve ever made. The consequences of how you pay for it will be with you into your twenties, thirties, and beyond. Will you be able to take that dream job you’d love to have but that doesn’t pay well? Buy a house someday? Get married? Start having kids? Stay home with your kids? Start a business? Leave for the mission field? Today you either set yourself up for success or failure. Freedom or bondage. Peace or stress. You decide. (from Beating the College Debt Trap, pg. 19)

These are some of the exact things we talk about in If I Plug My Ears, God Can’t Tell Me What to Do. The choices we make today affect how much room we have to follow God in the years to come. Of course a good education is vital, but it doesn’t have to come from a four year program that costs $80,000,000. We never know what God will bring to our future, so it’s always wisest to spend wisely.

(I seem to be stuck on eighty million dollars today. It’s the number of the day, I guess.)

But anyway, Chediak gives us things to think about before it’s too late. Go find his book and start talking with your kids. They’ll roll their eyes now, but thank you profusely all through their 20s and 30s.

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